By State
🌴 Florida ⭐ Texas 🎷 Louisiana 🌊 Mississippi 🏖️ Alabama 🍑 Georgia 🌴 South Carolina 🏔️ North Carolina 🦅 Virginia 🦀 Maryland 🗽 New Jersey 🌆 New York 🦞 Massachusetts
Shutter Types
🪗 Accordion ⬇️ Roll-Down 🌺 Bahama 🏛️ Colonial 🛡️ Storm Panels 🕸️ Hurricane Screens 🪟 Impact Windows ↔ Accordion vs Roll-Down ↔ Shutters vs Windows
Guides
🧮 Cost Calculator 🤖 AI Pricing 📋 The Process 🔨 DIY Shutters 🪵 Plywood Guide 🔧 Maintenance 🛒 Supplies 🏷️ AirTags & Security 📋 Family Emergency Plan
After the Storm
🆘 Disaster Help Hub 🛡️ Post-Storm Safety 🌡️ Heat Safety 🐾 Pets & Livestock 🏠 Roof Tarping 💧 Water Damage 🌳 Tree Removal Florida Recovery Texas Recovery NC Recovery
Verify Contractor
Florida Texas Georgia North Carolina Virginia New Jersey New York Massachusetts
Free Estimate →
Family reviewing emergency plan by flashlight
📋 Hurricane Prep · Family Planning

Your Family's
Hurricane Emergency Plan

FEMA has a plan. The Red Cross has a plan. Ours is better — because ours is actually designed for real families, with children, with grandparents, with pets, and with the specific chaos of a Florida hurricane. Fill it out together. Practice it together. Know it before you need it.

💬
Have This Conversation Before June 1st
Every year, before hurricane season opens

📍 Why Plans Fail — And How to Make Sure Yours Doesn't

Government emergency plans fail families for one simple reason: they get filled out once, filed away, and never looked at again. By the time the storm is coming, nobody remembers what's in it. The kids have never heard it. The phone numbers on it are three years old. The meeting place nobody ever drove to has changed its name.

A real family emergency plan is not a document. It's a conversation that happens every year, a set of things every family member actually knows by heart, and a drill that gets run so that when the real moment comes, everyone knows exactly what to do without being told. That's what this is. Read it together. Fill it in together. And then — this is the part that makes it real — practice it.

💡 The FEMA Foundation — And What We're Adding

FEMA's Ready.gov family plan covers the essentials: meeting places, emergency contacts, and communication. We've taken that foundation and built it specifically for Florida hurricane families — adding the conversations to have with children about safe strangers, the practice drills that work by age, the questions to ask your child's school, and the details that government forms leave out because they don't know your family. You do.

📍
Step 1 — Your Three Meeting Places
Every family member must be able to name all three from memory

Right Outside Your Home

This is for a fire, a gas leak, or anything that forces you out of the house immediately. Pick a specific, fixed point — not just "the front yard" but a specific tree, the mailbox, the corner of the driveway, the neighbor's fence. Specific enough that a frightened child running out of the house knows exactly where to stand and wait.

Walk every family member to this spot today. Have them stand there. Make sure they can find it in the dark. This is the fastest reunion point.

Our Meeting Place 1 is:

Example: "The big oak tree at the end of the driveway, by the mailbox"

Outside Your Neighborhood

This is for an evacuation, a flood, or anything that forces your whole neighborhood out. Pick a place everyone in the family knows well — a specific library, a school, a church, a fire station, a grocery store — that is outside the potential impact zone of most neighborhood-level emergencies. It needs to be walkable from home if necessary, and everyone needs to know the route.

Drive there together. Walk the route once. If you have children old enough to walk there alone, walk it with them so they know the way.

Our Meeting Place 2 is:

Example: "The Crystal River Library on [address] — the main entrance, front steps"

Out of the Danger Zone — Your Evacuation Destination

For a major hurricane requiring evacuation, this is where the family goes. A specific address — a relative's home, a trusted friend's house, a hotel you've used before — that is far enough inland or north to be outside the storm's impact area. Everyone must know this address by heart, not just have it saved in a phone that might be dead.

This should be a real place with a real person who knows they are your evacuation destination. Call them before hurricane season and confirm. A vague "we'll go somewhere inland" is not a plan.

Our Evacuation Destination is:

Full address, name of the person, their phone number. Write it on paper and keep it in your car.

hurricane evacuation 2
When you leave matters as much as where you go — departing 48 hours early avoids the worst traffic and fuel shortages
Hurricane preparedness supplies including water jugs, flashlights and first aid
Your kit should be ready before June 1 — stores sell out of water and batteries within hours of a storm watch
When evacuation orders come, having a plan already means you leave faster and calmer
📞
Step 2 — Your Contact System
People loading car amid fallen trees during hurricane evacuation
When you leave matters as much as where — departing 48 hours early avoids the worst traffic and fuel shortages
The out-of-state contact is the most important phone number your family has

Why You Need an Out-of-State Contact

Here is the thing about calling family members during a hurricane: everyone in the affected area is trying to reach everyone else at the same time. Cell towers in the impact zone are overwhelmed and often damaged. Local calls fail when long-distance calls still go through — because the damage and congestion is local, not national.

The out-of-state contact is a person outside the storm's reach — a relative in another state, a close family friend who moved away — whose phone number every family member has memorized. When the storm hits, nobody calls each other directly. Everybody calls the out-of-state contact to say "I'm okay and I'm at [location]." The out-of-state contact relays messages between family members. This system was developed by emergency management professionals specifically because it works when direct communication fails.

Choose your out-of-state contact before hurricane season. Call them. Explain their role. Make sure every family member — including children old enough to use a phone — has their number memorized or written in their wallet.

📋 The Family Contact Card — Print and Keep in Every Wallet

Print this section. Cut one card per family member. Keep in wallet, backpack, car, and posted on the refrigerator.

Out-of-State Contact Name

_______________________

Their Phone Number

_______________________

Meeting Place 1 (Home)

_______________________

Meeting Place 2 (Neighborhood)

_______________________

Evacuation Destination

_______________________

Evacuation Destination Phone

_______________________

Parent/Guardian Cell

_______________________

Parent/Guardian Cell

_______________________

Child's School Name & Phone

_______________________

Trusted Neighbor Name & Phone

_______________________

Our family name: _____________ | This card updated: _____________ | hurricaneshuttercalc.com

⚠️ Numbers in a Phone Are Not Memorized Numbers

Every family member needs to be able to call the out-of-state contact from any phone — a borrowed phone, a neighbor's landline, a pay phone, a phone with a dead battery that someone charges and hands to them. That means the number must be memorized or written on paper carried in a wallet or shoe. A number saved only in a smartphone is not reliable in a disaster. Quiz your children on this number regularly. Make it as automatic as knowing your home address.

👶
Step 3 — Teaching Children What to Do If Separated
The conversations that make the difference

📍 The Stranger Conversation — Done Right

Most children are taught "don't talk to strangers" as an absolute rule. In an emergency, that rule can trap a child in a dangerous situation. A child separated from their family in a hurricane evacuation needs to ask for help — but they need to know who to ask and how to ask.

This is not complicated, but it requires an actual conversation before the emergency, not a rule shouted in passing. Have it during a calm moment. Make it specific. Make it concrete. And then practice it, because knowing something in theory and knowing it in the panic of being separated are very different things.

Safe Strangers — Who a Child Can Approach for Help

Teach children that in an emergency, there are certain categories of people who are safe to approach and ask for help:

👮

Police Officers and Sheriff's Deputies

Anyone in a uniform with a badge. If your child sees a police officer or sheriff's deputy, they can walk up and say "I'm lost and I need help finding my family." This is always safe.

🚒

Firefighters and Emergency Responders

Anyone in a fire department uniform, paramedic uniform, or emergency vest. These are people whose entire job is helping in exactly this situation.

🏪

Store Workers and Cashiers

Anyone working in a store — behind a counter, in a uniform, or wearing a name badge. A store employee can call parents, call police, and keep a child safe in their location until help arrives.

👩‍👧

A Mom or Dad with Children

If no official is visible, a parent with young children is statistically the safest adult a lost child can approach. Teach children to look for a family with kids and ask that adult for help — not to follow them, but to stand with them and have them call for help.

What Children Need to Know by Heart — The Four Things

Every child old enough to speak clearly needs to know these four things without thinking:

1

Their Full Name

First and last name. Not just "Jayden" — "Jayden Martinez." This sounds obvious until you realize how many young children, when asked by a stranger in an emergency, can only give their first name or a nickname.

2

Their Home Address

Full street address including city and state. Practice this until it is completely automatic. Even a five-year-old can learn this with a few weeks of daily repetition — make it a rhyme, make it a song, make it whatever helps it stick.

3

A Parent's Phone Number

One phone number, memorized. Not saved in a phone — memorized. Ten digits. Practice it every day until it comes out without hesitation. This is the single most valuable piece of emergency information a child can carry in their head.

4

The Out-of-State Contact Number

As a backup if parents can't be reached. For older children — 8 and up — both the parent number and the out-of-state number. Write both on a card in their backpack and in their shoe as backup, but the goal is memorization.

✓ The "I Am Lost" Script — Practice This Word for Word

Teach children a specific script: "Excuse me, I'm lost and I'm scared. My name is [full name] and I'm trying to find my parents. Can you help me call them? Their number is [number]." Practice saying it out loud. Role-play it. The child who has said those words fifty times in practice can say them when they are frightened. The child who has never practiced goes silent.

📍 The House Key Dog Tag — One of the Best Ideas We've Heard

A couple in California came up with this, and it is so simple it's almost obvious once you hear it: take a standard metal pet dog tag — the kind you get engraved at any pet store, hardware store, or Walmart for about $5 — and instead of putting the pet's name on it, engrave the child's name on one side and the parents' phone number on the other. Then clip it onto the child's house key ring.

That's it. The child already carries their house keys every single day. The tag travels with the keys. No extra step, no special routine, no remembering to grab something. The emergency contact information is right there on the key ring they've had in their pocket since they left the house that morning — whether it's a normal Tuesday, a hurricane evacuation, or a disaster scenario where phones are dead and everything is chaotic.

A metal engraved tag doesn't run out of battery. It doesn't need a network. It doesn't get wiped when the phone gets wet. A stranger who finds a lost child and sees the tag knows immediately who to call. A first responder checking pockets knows immediately whose child this is and who to contact. The information is physical, permanent, and always present.

Go to any pet store, Walmart, hardware store, or Amazon. Get a metal tag. Engrave it: child's name on one side, both parents' phone numbers on the other. Clip it on the key ring. Done. Cost: under $10. Value: incalculable in the wrong situation.

What to Engrave on the Key Tag

Most pet tag engravers give you 4–5 lines of text. Use them like this:

  • Line 1: Child's first name and last initial — "EMMA G."
  • Line 2: "IF FOUND CALL"
  • Line 3: Mom's or Dad's cell number
  • Line 4: Second parent's cell number (if room)
  • Line 5: Out-of-state contact number, or home address

For older kids with smartphones: engrave the tag anyway. Phones die. Phones get lost. Phones get damaged in flooding. The metal tag on the key ring keeps working when nothing else does.

🏫
Step 4 — Know Your School's Plan
Questions to ask before hurricane season starts

What Every Parent Needs to Know About Their Child's School

Schools have their own emergency and hurricane plans, and parents need to know what's in them before they need them — not during the chaos of an evacuation.

  • Where does the school shelter or evacuate to if a hurricane is approaching during the school day?
  • Who is authorized to pick up your child during an emergency? Does the school have that list, and is it current?
  • What happens if parents can't be reached? Who is the school's contact after parents?
  • How does the school communicate with parents during a lockdown or evacuation? Text? App? Robocall?
  • Is there a reunification plan — a specific process for parents to claim children after an emergency? Where does that happen?
  • What does your child know about their school's emergency procedures? Ask them — their answer may surprise you.
🎯
Step 5 — Practice Drills That Actually Work
The difference between knowing the plan and owning it

📍 The Plan That Lives in the Body, Not Just the Mind

There is a fundamental difference between knowing something and having practiced it. A child who knows where Meeting Place 1 is will freeze for five seconds when the smoke alarm goes off before remembering. A child who has run to Meeting Place 1 six times, at different times of day, in different weather, in different emotional states — that child's feet start moving before their brain catches up. Practice does not just teach. It builds automatic response. And in a hurricane, automatic response is what keeps families together.

All Ages

Drill 1: The Fire Walk-Out — Do This Tonight

Without warning (or with minimal warning for very young children), announce "emergency drill — everyone to Meeting Place 1." Time how long it takes everyone to get there. Walk the route together afterward if anyone hesitated. Repeat until everyone arrives at the meeting place within 90 seconds of the announcement. Do this drill four times a year minimum — once per quarter. It takes five minutes and builds the most fundamental emergency habit a family has.

Kids Focus

Drill 2: The Phone Number Quiz — Do This Weekly

At a random moment — during dinner, during a car ride, before bed — ask each child: "What's my phone number?" and "What's [out-of-state contact]'s number?" and "What's our address?" No hints. No looking at a card. Just from memory. It takes 90 seconds. Do it every week from May through November. By September, every child in your household will have these numbers as automatic as their own name.

Kids Focus

Drill 3: The "I Am Lost" Role-Play

You play a police officer or a store clerk. Your child comes up to you and says they are lost. They must say their full name, home address, and parent's phone number clearly enough for a stranger to understand and act on it. Make it realistic — put on a slightly different voice, crouch to their level, respond as a real stranger would. Praise what they do right. Gently correct what needs work. Do this twice a year. It is the practice that makes the script automatic.

All Ages

Drill 4: The "What If" Family Game — Do This at Dinner

One person asks a "what if" question. Everyone answers. "What if the power goes out — what do we do first?" "What if a hurricane is coming and dad is at work — where do we all go?" "What if we have to leave the house in five minutes — what do we grab?" There are no wrong answers. This is a conversation, not a test. But the conversation builds the mental map that makes emergency decisions faster and calmer when they happen for real.

From ready.gov: "The more the family practices the plan, the better family members will be able to recall what to do during an actual emergency."

Adults

Drill 5: The Evacuation Route Drive

Once before hurricane season, drive your evacuation route with the whole family. Drive it to Meeting Place 2, then continue to Meeting Place 3. Note where gas stations are. Note where the traffic will back up. Note the alternate route if the primary route is flooded or closed — identify it now, not at 2am during an evacuation. Knowing the route physically is completely different from knowing it on a map.

Adults

Drill 6: The 30-Minute Bugout Practice

Once a year, announce to the family: "We're pretending we have 30 minutes to leave the house with everything we need for a week. Go." See what gets packed. See what gets forgotten. What was in the hurricane kit that nobody could find? What did the kids grab that should have been left? What essential thing got left behind? This exercise reveals the gaps in your actual preparedness better than any checklist. Fix what you find.

🐾
Step 6 — Pets, Elderly Family, and Special Needs
The people and animals who need specific plans, not just "bring them along"

Pets — They Need a Specific Plan Too

  • AirTag on every pet's collar, today. See our full AirTag guide — in a hurricane, pets bolt. The tag is how you find them.
  • Current microchip and registration. If your pet is found by someone else, the microchip is how they reach you. Verify your contact information in the microchip registry now.
  • Your evacuation destination takes pets. Many hotels and shelters do not. Confirm this before you need it.
  • Pet emergency kit: 7-day food supply, water, medications, vet records (photo on your phone), carrier or leash, familiar toy or blanket.
  • Assign pet responsibility. In a family evacuation, who is responsible for loading each pet into the car? Decide this now, not when everyone is rushing.

Elderly Family Members

  • Register with the County Special Needs Registry if any elderly family member has a medical condition. Free, takes five minutes, ensures emergency responders check on them.
  • AirTag in their shoe, always. Especially for anyone with dementia or cognitive impairment. See our Alzheimer's tracking section.
  • Medication plan. 30-day supply on hand. Know which medications require refrigeration. Know where emergency medication distribution is after a storm.
  • Include them in the plan conversation. Elderly family members are not passengers in an emergency plan — they are participants. Their knowledge of the neighborhood, their relationships with neighbors, and their experience of previous storms are assets. Include them.
📄
Step 7 — Documents to Have Ready
The things that are irreplaceable if the house floods

The Document Go-Bag

Before hurricane season, assemble a waterproof bag or folder containing copies of these documents. The originals stay home (or in a fireproof box). The copies travel with you in your evacuation. If the house floods, you can replace things faster when you have documentation.

  • Insurance policies (homeowner, auto, health, flood) with claim phone numbers
  • Identification (driver's license, passport, Social Security cards)
  • Birth certificates for every family member
  • Mortgage or lease documents
  • Medical records and medication lists
  • Veterinary records (especially vaccination proof for shelters)
  • Bank account information and emergency cash ($300–$500 in small bills)
  • Photos of every room in your house (for insurance claims) — stored in the cloud AND printed

Better yet: photograph every document with your phone and back them up to cloud storage. If you evacuate without the go-bag, the phone is your backup. If the phone is dead, the go-bag is your backup. Both together mean you almost certainly have what you need.

📅
The Annual Family Emergency Plan Review
Do this every May 1st — before hurricane season opens

The 30-Minute Family Meeting That Saves Everything

Every year, before June 1st, hold a family meeting. Sit down together. Go through the plan. Update every phone number that has changed. Update every address that has changed. Confirm your evacuation destination and call ahead. Replace any expired items in the emergency kit. Run the phone number quiz on the kids. Drive the evacuation route if it's been more than a year. Confirm the out-of-state contact is still willing and available.

Then run Drill 1 — the fire walk-out. And commit to the weekly phone number quiz for the coming six months.

This meeting takes 30 minutes. It happens once a year. It is, in terms of minutes-invested per impact-when-it-matters, one of the best uses of family time there is.

Frequently Asked Questions
At what age should I start including children in emergency planning conversations?
As soon as they can speak clearly — around age three or four — you can begin teaching home address and parent phone number as a memorization game. Full emergency plan conversations (meeting places, safe strangers, what to do if separated) are appropriate starting around age five or six, using simple language and role-play rather than detailed scenarios. The goal at young ages is confidence and automatic response, not comprehensive knowledge.
How do I explain hurricanes to young children without frightening them?
Focus on preparation rather than catastrophe. "Hurricanes are big storms with lots of wind and rain. Our family knows exactly what to do when one comes — we have our plan, we have our supplies, and we know where to go. That's why we practice." Children who feel their family is prepared are far less anxious than children who sense their parents are worried but don't understand why. See our full guide on talking to children about hurricanes.
What if family members are in different locations when a hurricane warning is issued?
This is exactly what the out-of-state contact and the meeting places are for. Everyone knows: contact the out-of-state number, report your location and status, and proceed to the agreed meeting or evacuation point. The plan removes the need for everyone to communicate with everyone else simultaneously on overwhelmed networks. One message to one number, and the hub relays it. This is the system — trust it.
My teenager thinks emergency planning is uncool. How do I get them engaged?
Give them a real role, not a passive one. "You're in charge of the go-bag this year — check what's in it and tell me what needs replacing." "You're the communications officer — you manage the family group text and check in with the out-of-state contact." Teenagers disengage from plans they're told. They engage in plans they own. Give them ownership of a specific, real piece of the preparation and the engagement usually follows.
Where can I find the official FEMA family emergency plan template?
The official template is available at ready.gov/plan — it includes fillable fields for contacts, meeting places, and household information. Our version expands on it significantly for Florida hurricane-specific situations, but FEMA's template is a solid starting point and is available in multiple languages.