Free · No signup · 13 coastal states

Know What Your
Shutters Should
Actually Cost

The only free hurricane shutter calculator with insurance savings, wind zone codes by county, and AI-powered pricing — updated daily. No salesmen. No signup. Results in 60 seconds.

Get my free estimate → How it works ↓
✓ Prices updated daily via AI
✓ FL Building Code 2023
✓ Insurance savings included
✓ 340+ coastal counties
13
States covered
340+
Coastal counties
6
Shutter types
$0
Cost to use
How it works
Your estimate in 3 steps

No contractors. No salesmen. No pressure. Just the number you need to walk into any quote with confidence.

1
Pick your state and county
We load your local wind zone, building code, and current contractor pricing automatically.
2
Measure your openings
Enter width and height of each window and door. Use quick presets or type your own dimensions.
3
Get your estimate
See material cost, installation, insurance savings, and payback period — instantly calculated.
4
Get 3 quotes
Armed with your number, contact local contractors. Homeowners who come in prepared save 15–20%.
Open the free calculator →
Shutter types
Find the right shutter for your home

Every type explained with real installed price ranges, pros and cons, and a complete installation guide.

📷
Accordion shutter photo
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Most popular
Accordion Shutters
$26 – $35 / sq ft installed
Permanently mounted. Fold to the side. Deploy in 30 seconds before any storm.
Full guide & pricing →
📷
Roll-down shutter photo
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Roll-Down Shutters
$45 – $100 / sq ft installed
Maximum protection. Manual or motorized. Disappears into housing above window.
Full guide & pricing →
📷
Storm panels photo
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Storm Panels
$15 – $30 / sq ft installed
Most affordable option. Store in garage, install before a storm, remove after.
Full guide & pricing →
📷
Bahama shutter photo
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Bahama Shutters
$18 – $32 / sq ft installed
Propped open for shade and airflow every day. Close and latch before a storm.
Full guide & pricing →
Colonial Shutters
$20 – $35 / sq ft installed
Classic louvered panels. Decorative year-round. Code-approved storm protection.
Full guide & pricing →
📷
Impact window photo
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Impact Windows
$40 – $100 / sq ft installed
No deployment ever needed. Permanent protection with the highest insurance discount.
Full guide & pricing →
Why HurricaneShutterCalc
Built for homeowners.
Not for contractors.

We don't sell shutters. We don't refer contractors. We built the tool we wished existed when pricing our own homes.

🔄
Prices updated daily
Our AI researches current contractor pricing every morning so you're never looking at year-old data.
🛡
Wind zone codes by county
340+ coastal counties across 13 states. Every county's wind zone, building code, and permit requirements.
💰
Insurance savings calculator
The only free tool that shows your annual insurance discount and payback period alongside the estimate.
🤖
AI pricing assistant
Enter your exact dimensions and get an AI-generated material breakdown with product links.
⚠️
Price gouging protection
Every state's price gouging law, the right hotline to call, and what to do if a contractor overcharges.
📋
Hurricane supply calculator
Answer 6 questions and get a complete quantities-included supply list for your household size.
What homeowners say
Trusted across the coast

From Crystal River to Myrtle Beach to Long Island — homeowners who came in with a number saved money.

★★★★★
"Used this before calling 3 contractors. Every quote came in right in the range it showed me. Saved me from getting completely gouged after the storm watch was issued."
Mike T.
Citrus County, FL
★★★★★
"The insurance savings calculator convinced my wife. We didn't realize the shutters would pay for themselves in 4 years through the premium reduction."
Sandra R.
Myrtle Beach, SC
★★★★★
"Finally a tool that knows the difference between Citrus County and Miami-Dade building codes. The county-level detail is what sets this apart from everything else."
Carlos M.
Tampa, FL
★★★★★
"The supply calculator was a bonus I didn't expect. Used it before the last storm and had everything we needed. Nothing missing, nothing wasted."
Donna K.
Houston, TX
Coverage by state
State-specific guides for every coastal market

Each state guide covers local wind zones, insurance programs, building codes, price gouging laws, and 2026 contractor pricing.

Florida
HVHZ · Citizens Insurance
Full guide →
Texas
TWIA · Gulf Coast
Full guide →
Louisiana
Fortify LA Grants
Full guide →
Mississippi
MWUA · Gulf Coast
Full guide →
Alabama
Baldwin · Gulf Shores
Full guide →
Georgia
Savannah · Golden Isles
Full guide →
South Carolina
SCWHUA · Hilton Head
Full guide →
North Carolina
NCJUA · OBX · Wilmington
Full guide →
Virginia
Virginia Beach · Hampton Roads
Full guide →
Maryland
Ocean City · Chesapeake
Full guide →
New Jersey
LBI · Atlantic City
Full guide →
New York
Long Island · Hamptons
Full guide →
Massachusetts
Cape Cod · Nantucket
Full guide →
⚠️ Know Your Rights — Price Gouging Laws in Every State
Every state we cover has laws prohibiting unconscionably excessive prices during declared emergencies. Our state guides include the exact hotline to call and what to say.
Florida — §501.160Texas — §17.46Louisiana — R.S. 29:732Mississippi — §75-24-25Alabama — §8-31-3Georgia — §10-1-393.4South Carolina — §39-5-145North Carolina — §75-38Virginia — §59.1-527Maryland — §14-1305New Jersey — §56:8-107New York — §396-rMassachusetts — G.L. c.93A

Ready to protect your home?

Free estimate · No signup · No salesmen · Results in 60 seconds

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