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Verify Your Contractor

Check license, insurance, and reviews before signing anything.

Contractor documenting structural damage with clipboard
Get three written quotes before choosing a contractor — prices vary significantly
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Official License Lookup
Verify any contractor before signing anything
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Louisiana State Licensing Board for Contractors (LSLBC)

Search by contractor name or license number. Verify the license is active, not expired, and shows no disciplinary actions before signing any contract.

🔍 LSLBC Contractor Search →

🚨 Louisiana-specific warning

After hurricanes Katrina, Rita, Ida, and others, Louisiana has seen massive contractor fraud. The LSLBC actively investigates complaints — file immediately if you suspect fraud.

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License Types to Ask For
Know exactly what to request before hiring

When a contractor shows up after a storm, ask for their license number and look it up before they start work. Here are the license types that apply to hurricane repair work in Louisiana:

Residential Building Contractor
Required for residential construction and major repairs in Louisiana. Verify at lslbc.louisiana.gov.
Home Improvement Contractor
Required for repairs and improvements to existing residential structures. Must be bonded and licensed.
Roofing Specialty Contractor
Louisiana requires specialty licensing for roofing work. Ask specifically for their roofing contractor classification under the LSLBC.
Commercial Contractor
For commercial properties — verify separately as residential and commercial licenses are different.
What to Verify Before Hiring
The complete checklist — takes 10 minutes, could save thousands
  • Look up their license at lslbc.louisiana.gov — confirm it is active and not expired
  • Confirm the license type covers the specific work being performed
  • Check for any disciplinary actions or complaints on their record
  • Ask for a Certificate of Insurance (COI) — call the insurer to verify it is current
  • Confirm they carry workers' compensation insurance (protects you if a worker is injured)
  • Get at least two other written estimates before committing
  • Never pay more than 10–15% upfront before work begins
  • Get everything in writing — scope, materials, timeline, payment schedule, warranty
  • Confirm a permit will be pulled for the work (unpermitted work can void your insurance)
  • Never sign an Assignment of Benefits (AOB) — this transfers your insurance rights
  • Search their business name on Google — look for recent reviews and complaints
  • Check the Better Business Bureau at bbb.org for any complaints

⚠️ Louisiana state law — Louisiana RS 37:2150

Louisiana's Gulf Coast location means it faces hurricane risk every season. The LSLBC is the primary licensing authority. After Hurricane Katrina and subsequent storms, contractor fraud cost Louisiana homeowners hundreds of millions of dollars. The state has strengthened consumer protections since then.

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File a Complaint
If something goes wrong — act immediately

Contact these agencies if you suspect fraud or unlicensed work

Time matters — file complaints immediately. Agencies can sometimes freeze payments, seize bonds, or issue emergency stop-work orders when contacted quickly after fraud occurs.

Licensing Board
Louisiana State Licensing Board for Contractors
1-225-765-2301
Attorney General
Louisiana AG Consumer Protection
1-800-351-4889
If criminal fraud
Local Police Department
File a police report for any contractor who took payment and did not perform work. This creates a criminal record and is needed for civil action.
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10 Questions to Ask Before Signing
Ask these in order — a legitimate contractor answers all of them without hesitation
  1. What is your Louisiana license number, and can I look it up right now?
  2. Are you licensed for this specific type of work in Louisiana?
  3. Do you carry general liability insurance and workers' compensation? Can I see the certificates?
  4. Will you pull the permit before work begins, and will you be present for the inspection?
  5. What is the Florida/state Product Approval number for the materials you are using?
  6. What is your payment schedule? (Correct answer: 10 to 15 percent upfront, remainder on completion)
  7. Can you provide three references from homeowners in my county in the last 12 months?
  8. Is your business physically located in Louisiana? What is your address?
  9. What is your exact timeline, and will you provide it in writing in the contract?
  10. What warranty do you provide, and is it in writing?

🚨 Walk away immediately if a contractor:

  • Cannot provide a license number or becomes defensive when asked
  • Requires more than 10 to 15 percent upfront before work begins
  • Pressures you to sign the same day or "lose the deal"
  • Cannot provide a physical business address in the state
  • Suggests skipping the permit to "save money" or "speed things up"
  • Has no physical presence — only a phone number or website
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Permit Requirements in Louisiana
What requires a permit and why it matters for your insurance

Parish building departments. Orleans Parish has its own requirements. Jefferson, St. Tammany, and coastal parishes have additional wind zone requirements.. All hurricane shutter and impact window installations require a building permit. The permit process ensures your installation meets the wind load requirements for your specific wind zone.

Typical permit timeline in Louisiana
7 to 21 days typical
Application to approval
3 to 6 wks
Material fabrication
1 to 2 days
Installation

Why permits matter for your insurance: Unpermitted hurricane shutter installations do not qualify for wind mitigation insurance discounts. If your home sustains hurricane damage and the protection system was unpermitted, your insurer may deny the wind mitigation claim. A permit and final inspection are the documentation your insurance company needs.

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What You Should Expect to Pay in Louisiana
Know your numbers before getting quotes

Having a price range before meeting contractors prevents price gouging and helps you identify lowball quotes (which often signal unlicensed work or material shortcuts). These are 2026 averages for Louisiana:

Shutter typePer sq ftFull home (avg)Notes
Accordion shutters$26 to $35$6,000 to $18,000Most popular in South Florida
Roll-down (motorized)$45 to $100$14,000 to $28,000One-button deployment
Storm panels$8 to $15$1,500 to $5,000Lowest upfront cost
Impact windows$40 to $80$15,000 to $40,000Highest insurance discount

Prices are for materials and installation. Permit fees ($150 to $500) are additional. Use our free calculator for a county-specific estimate.

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How to Read a Contractor Quote — What Every Line Means
A well-written quote tells you as much about the contractor as the price does

A legitimate hurricane shutter contractor's written quote includes specific line items that protect you. Here is what each element means and what missing items signal.

Quote elementWhat it should sayRed flag if missing
Product descriptionSpecific manufacturer, model, and FL Product Approval numberCannot verify what is being installed or confirm code compliance
Material specsGauge of aluminum, slat width, track type, hardware gradeContractor may substitute lower-quality materials
Permit line itemPermit fee included or explicit statement it is additionalContractor may skip permit — major risk for insurance and resale
Payment schedulePercentage at signing, percentage at installation start, balance at completionNo protection against abandonment after large upfront payment
TimelinePermit application date, fabrication weeks, installation date rangeNo accountability for delays
WarrantyManufacturer warranty term plus contractor labor warranty (typically 1 to 5 years)No recourse for defective installation
License numberState license number printed on the quote documentEither unlicensed or hiding credentials
⚠️ The fastest way to evaluate a contractor

Ask for the FL Product Approval number (or state equivalent) for the specific product they plan to install. A legitimate contractor answers immediately. One who cannot provide it either does not have an approved product or has not done this job before.

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Louisiana-specific contractor rules — what you must know
Legal requirements and local market conditions for Louisiana homeowners

Verify at: lslbc.louisiana.gov — check license status, class, and complaint history before any contact.

⚠️ Post-storm contractor warning for Louisiana

Post-Ida, LSLBC received over 1,800 complaints about out-of-state contractors working in coastal parishes without Louisiana credentials. Always verify LSLBC registration before signing anything.

💡 Louisiana deposit and contract law

Louisiana law prohibits deposits exceeding 50 percent of the contract price before work begins. For coastal storm shutter work, a 10 to 15 percent deposit at signing with the balance on completion is standard.

Frequently Asked Questions
Louisiana contractor licensing — common questions
How do I verify a contractor license in Louisiana?
Search the LSLBC database at lslbc.louisiana.gov/contractor-search. Enter the contractor name or license number and verify the license is active and covers the type of work being performed.
What license is required for roofing in Louisiana?
Louisiana requires a Roofing Specialty Contractor license from the LSLBC for residential roofing work. Ask for the license number and verify it at lslbc.louisiana.gov before signing anything.
Where do I file a complaint against a contractor in Louisiana?
File a complaint directly with the LSLBC at lslbc.louisiana.gov/file-a-complaint or call 1-225-765-2301. For fraud, also contact the Louisiana Attorney General at 1-800-351-4889.

Protect Your Home Before the Next Storm

Hurricane shutters prevent the damage that leads to emergency contractor calls. Get a free estimate and see your insurance savings.

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