Terms of Use & Legal Disclaimer

1. Acceptance of Terms

These Terms of Use ("Terms") constitute a legally binding agreement between you and Franklyns Bay LLC, a Florida limited liability company ("Company," "we," "us," or "our"), governing your access to and use of HurricaneShutterCalc.com (the "Site") and all content, tools, features, and services offered through it (collectively, the "Service").

By accessing or using this Site in any manner — including browsing pages, submitting a lead request form, using any calculator or tool, downloading any content, or clicking any link — you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety, just as if you had signed this Agreement.

IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT, YOU MUST NOT USE THIS SITE OR SERVICE.

We reserve the right to modify these Terms at any time in our sole discretion. Modifications are effective immediately upon posting. Your continued use of the Site after any modification constitutes your conclusive acceptance of the updated Terms. If you are dissatisfied with any modification, your only recourse is to immediately discontinue use of the Site.

2. About This Site

HurricaneShutterCalc.com is an online hurricane shutter information and affiliate resource operated by Franklyns Bay LLC. The Site publishes informational articles, buyer guides, cost comparisons, product recommendations, state-specific shutter information, interactive calculators, and other educational content to help homeowners and property owners in coastal states understand, compare, and select hurricane shutter products and installation options.

The Site earns revenue through affiliate programs and display advertising. All content is provided for general informational purposes only.

3. Affiliate & Advertising Relationships

HurricaneShutterCalc.com earns revenue through affiliate marketing programs and display advertising. When you click certain links on this Site and make a purchase, we may receive a commission or referral fee at no additional cost to you. These relationships include but are not limited to Amazon Associates (tag: hurricanes010-20), Google AdSense, CJ Affiliate (Publisher ID: 101749039), and other affiliate and advertising networks.

The existence of an affiliate or advertising relationship does not affect the editorial independence of our content. We strive to provide honest, accurate, and helpful information regardless of commercial relationships. However, you should be aware that content on this Site may include affiliate links or sponsored placements.

We are not a hurricane shutter manufacturer, retailer, or installer. We do not perform shutter installation, inspections, or any contracting services. No contractor-client or employment relationship of any kind is formed between you and Franklyns Bay LLC as a result of using this Site. All purchasing decisions and contractor selections are made solely by you.

4. No Endorsement of Products or Installers

Product recommendations, reviews, comparison guides, and affiliate links on HurricaneShutterCalc.com are provided for general informational and educational purposes only. We do not manufacture, sell, install, or warrant any hurricane shutter product featured or referenced on this Site.

We do not independently test, certify, or verify the performance, impact ratings, wind speed ratings, building code compliance, or fitness for any particular purpose of any product mentioned on this Site. Product specifications, pricing, availability, and ratings change frequently and may differ from what is shown. Always verify current product specifications directly with the manufacturer or retailer before purchasing.

If you hire a shutter installer or contractor you find independently or through a referral, that installer is an independent third party. You are solely responsible for verifying that any contractor you hire holds required licenses, insurance, and bonding in your jurisdiction. Franklyns Bay LLC is not a party to any agreement between you and any installer or contractor and has no responsibility for their work.

You agree that you should make whatever investigation or inquiry you deem necessary or appropriate before purchasing any product or hiring any installer. You waive the right to bring any claim against Franklyns Bay LLC relating to any product purchase or contractor engagement and release Franklyns Bay LLC from any and all liability arising from such decisions.

5. Informational Purpose Only

All content on HurricaneShutterCalc.com — including articles, guides, cost estimates, calculators, buyer guides, product comparisons, state-specific information, and any other materials — is provided for general informational purposes only. Nothing on this Site constitutes or should be construed as professional installation advice, legal advice, insurance advice, engineering advice, structural advice, or financial advice.

Hurricane shutter costs, timelines, material availability, local building code requirements, permit requirements, and product performance vary significantly by location, property type, construction, product brand, and installation contractor. Any cost estimates, price ranges, or figures presented on this Site are general approximations derived from publicly available industry data and are not quotes, guarantees, or binding representations of any kind.

No Binding Quotes or Contracts Through This Site: Any cost estimates, price ranges, or figures presented on this Site — whether in articles, guides, calculators, or any other content — are general approximations for informational purposes only and do not constitute binding offers, contractual commitments, or guaranteed pricing. No contract for shutter purchase or installation is formed through this Site. To purchase products or engage installation services, you must work directly with retailers and contractors. Franklyns Bay LLC is not a party to any such transaction.

Always consult a licensed shutter professional, your local building department, your insurance carrier, and any other appropriate professional before making decisions about hurricane protection products or installation for your property.

This Site specifically does not provide and expressly disclaims any representation regarding: whether any particular shutter product will protect your property in any specific storm event; building code compliance for any particular installation; insurance coverage determinations; or the wind resistance ratings or impact certifications applicable to your specific location and structure. Hurricane protection decisions involve complex engineering, legal, insurance, and construction considerations that require qualified professionals. Nothing on this Site should be relied upon as a substitute for such professional guidance.

6. No Guarantee of Results

We make no guarantee, representation, or warranty that:

• Any product featured or linked on this Site will be available, in stock, or priced as shown
• Any cost estimate, price range, or figure on this Site is accurate, current, or applicable to your specific situation
• Any hurricane shutter product will protect your property in any specific storm event or meet any particular performance standard
• Any product meets local building code requirements or impact certification standards applicable to your location and structure
• Any installer or contractor you independently hire will perform work to any particular standard of quality or workmanship
• Your insurance carrier will approve coverage for any particular product or installation
• Any insurance savings estimate referenced on this Site will be realized or approved by your insurer
• Information on this Site is current, complete, accurate, or applicable to your specific situation
• The Site will be available at any particular time or free of errors

7. Minimum Age

You must be at least 18 years of age to use this Site. Use of this Site is void where prohibited by law. By using this Site, you represent and warrant that you are 18 years of age or older and have the legal capacity to enter into this Agreement.

8. User Conduct

As a condition of your use of this Site, you represent, warrant, and agree that you will not:

• Submit false, inaccurate, incomplete, or misleading information in any lead request form or communication
• Use the Site for any unlawful purpose or in violation of any applicable local, state, national, or international law or regulation
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Attempt to gain unauthorized access to any portion of the Site, its servers, or any systems or networks connected to it
• Use automated tools, bots, scrapers, spiders, crawlers, or similar software to access, harvest, or extract data from this Site without our express written consent
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of this Site or its content for any commercial purpose without our express written consent
• Transmit any content that is defamatory, harassing, abusive, obscene, fraudulent, or otherwise objectionable
• Transmit any content containing viruses, Trojan horses, worms, time bombs, or other harmful or disruptive code
• Post non-relevant or repetitive content or take any action that imposes an unreasonable load on our infrastructure
• Take any action that would undermine the integrity or proper functioning of this Site
• Use the Site in any manner that infringes upon the rights of Franklyns Bay LLC or any third party, including intellectual property rights, contractual rights, or rights of publicity
• Create an account or use this Site if you have previously been banned or terminated by us

We reserve the right, in our sole discretion, to suspend or terminate your access to this Site and to refuse any future use if your conduct breaches or fails to comply with these Terms. We may also seek any available legal or equitable remedy, including injunctive relief and damages.

9. Privacy & Data Collection

HurricaneShutterCalc.com does not collect personal information through lead request forms. This Site is an informational and affiliate resource. We do collect non-personally-identifiable information automatically through analytics tools (Google Analytics) and advertising platforms (Google AdSense, Amazon Associates, CJ Affiliate) as described in our Privacy Policy.

If you contact us directly via email, any information you provide in that communication will be used solely to respond to your inquiry and will not be shared with third parties except as required by law or described in our Privacy Policy.

For full details on how we collect, use, and protect your information, please review our Privacy Policy.

10. Content License

All original content on this Site — including articles, guides, tool designs, page layouts, graphics, logos, and downloadable materials (collectively, "Copyright Materials") — is the exclusive property of Franklyns Bay LLC and/or its licensors and is protected by United States and international copyright law. You are granted a limited, non-exclusive, non-transferable license to access and use this content for your personal, non-commercial purposes only.

You may not reproduce, duplicate, copy, sell, resell, publish, or exploit any Copyright Materials for any commercial, educational, or other non-personal purpose without our express prior written consent.

Any feedback, suggestions, ideas, or other information you voluntarily submit to us regarding the Site or Service ("Feedback") becomes the sole property of Franklyns Bay LLC. We are not obligated to keep any Feedback confidential, to compensate you for it, or to respond to it. By submitting Feedback, you assign to us all rights in that Feedback.

11. Publication and Distribution of Content

Franklyns Bay LLC does not guarantee the accuracy, integrity, quality, or appropriateness of any content transmitted to or through this Site. You acknowledge that Franklyns Bay LLC acts as a passive conduit and interactive computer service provider for the publication and distribution of content and does not control and is not responsible for content made available through the Service.

By using the Service, you acknowledge that it is solely your responsibility to evaluate your risks associated with the use, accuracy, usefulness, completeness, or appropriateness of any content you access through this Site. Under no circumstances will Franklyns Bay LLC be liable for any content that contains errors, omissions, or defamatory or otherwise objectionable material, or for any loss or damage incurred as a result of your use of any such content.

12. Third-Party Contractors & Links

Franklyns Bay LLC is not responsible or liable for the acts, omissions, representations, warranties, conduct, workmanship, or communications of any third-party retailer, manufacturer, or installer whose products or services are referenced or linked on this Site. All dealings you have with any retailer, manufacturer, or installer — including negotiating, contracting, paying, disputing, or any other interaction — are solely between you and that party and do not involve Franklyns Bay LLC.

This Site may contain links to third-party websites, resources, or services. We have no control over those sites and are not responsible or liable for their content, accuracy, policies, or practices. The inclusion of any link does not constitute our endorsement of the linked site. You access third-party sites at your own risk.

13. Warranty Disclaimer

Some states do not allow the exclusion of implied warranties. In such states, our disclaimers apply to the fullest extent permitted by applicable law.

14. Limitation of Liability

BY USING THIS SITE, YOU AGREE THAT THE EXCLUSIONS AND LIMITATIONS OF LIABILITY SET OUT IN THIS AGREEMENT ARE REASONABLE. IF YOU DO NOT BELIEVE THEY ARE REASONABLE, YOU MUST NOT USE THIS SITE OR SERVICE.

Each party acknowledges that the other has entered into this Agreement relying on the limitations of liability stated herein, and that those limitations are an essential basis of the bargain between the parties.

15. Indemnification

You agree to defend, indemnify, and hold harmless Franklyns Bay LLC and its members, managers, employees, agents, successors, assigns, and service providers (collectively, "Released Parties") from and against any and all claims, liabilities, losses, damages, costs, and expenses — including reasonable attorneys' fees and court costs — arising out of or related to:

• Any violation of these Terms by you
• Any inaccurate, false, or misleading Submission or information you provide through this Site
• Your use of or reliance on this Site or any content obtained from it
• Any transaction, agreement, dispute, or interaction between you and any contractor or Service Provider
• Any violation of applicable law or regulation by you
• Any intentional or willful misconduct by you

Franklyns Bay LLC reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you, at your expense, and you agree to cooperate fully with our defense of any such claim.

To the fullest extent permitted by applicable law, you waive California Civil Code Section 1542 and any similar provision of any other jurisdiction, which provides that a general release does not extend to claims that the releasing party does not know or suspect to exist at the time of executing the release. You expressly assume the risk of unknown facts and release all claims regardless of whether they are known or unknown at the time of this indemnification.

Subrogation Waiver: Your insurer, subrogee, or assignee shall be bound by these Terms to the same extent as you, including all applicable liability limitations, disclaimers, dispute resolution, arbitration, and indemnification provisions. No insurer, subrogee, or assignee shall have greater rights against Franklyns Bay LLC than you have under these Terms. Any insurer that has paid a claim on your behalf for losses arising out of your use of this Site shall be deemed to have waived any right of subrogation against Franklyns Bay LLC arising from or related to such claim. If any insurer or subrogee brings a claim in violation of this provision, such claim shall be subject to binding individual arbitration and Franklyns Bay LLC reserves all rights to seek dismissal, fees, and any other available relief.

15a. Release of Claims

We are not responsible for any product, service, or transaction you enter into based on information found on this Site.

Insurance First Requirement: Before making any claim against Franklyns Bay LLC or seeking any compensation from us in connection with any property damage or bodily injury, you must first seek compensation under any applicable personal insurance you carry, including homeowner's insurance, renter's insurance, medical insurance, or any umbrella policy. Any claim against us will only be considered to the extent it is not otherwise covered by your personal insurance.

Excluded Losses: Notwithstanding any other provision of these Terms, Franklyns Bay LLC expressly disclaims all responsibility or liability for the following categories of loss, damage, or injury arising from or related to any product purchased or installer hired based on information from this Site:

• Flooding, water intrusion, or water damage of any kind
• Acts of nature including hurricanes, tornadoes, hail, high winds, flooding, lightning, or other weather events
• Damage to electronic data, software, or digital records
• Cash, currency, or negotiable instruments
• Fine art, antiques, jewelry, collectibles, or property of rare or historical value
• Sentimental value or subjective losses
• Animals or living things
• Damage exceeding the original or replacement value of the property (whichever is less), less standard depreciation
• Damage to common areas or shared spaces
• Theft without a valid police report on file
• Hazardous materials, mold, fungi, bacteria, viruses, pollution, or any substance posing a threat to human health
• Displacement costs including hotel, temporary housing, or other accommodations
• Loss of business, loss of income, loss of market, loss of use, or any other indirect, consequential, or special damages
• Normal results or natural consequences of shutter installation or hurricane protection work undertaken
• Losses resulting from your own instructions, decisions, or failure to follow manufacturer recommendations
• Insurance claim outcomes, deductibles, or coverage decisions made by your insurer
• Contractor licensing, bonding, or insurance status

16. Breach & Liquidated Damages

You acknowledge that certain breaches of these Terms would cause harm to Franklyns Bay LLC that is difficult to calculate. Accordingly, you agree to pay the following amounts as reasonable liquidated damages for the specified breaches:

• Unauthorized scraping or data harvesting: $100 per record or page accessed by automated means without our written consent
• Unauthorized reproduction or commercial use of Copyright Materials: $1,000 per item copied, reproduced, sold, or exploited in violation of these Terms

The foregoing does not limit our right to seek actual damages, attorneys' fees, injunctive relief, or any other remedy available at law or in equity where actual damages exceed the liquidated amounts above or where a liquidated amount is not specified.

17. Modifications to These Terms

We reserve the right to modify and restate these Terms at any time in our sole discretion. Modifications are effective immediately upon being posted to this page. We will update the "Last Updated" date at the top of this page when changes are made. You are responsible for reviewing these Terms regularly. Your continued use of the Site after any modification constitutes your conclusive acceptance of the modified Terms.

18. Modifications to the Site

We reserve the right at any time, in our sole discretion and without notice, to modify, limit, suspend, or discontinue this Site or any portion of it — including any content, tool, feature, or service. We shall not be liable to you or any third party for any such modification, limitation, suspension, or discontinuance.

19. Termination

We reserve the right, in our sole discretion, to terminate or restrict your access to this Site at any time and for any reason, with or without notice. All provisions of these Terms that by their nature should survive termination — including without limitation Sections 10, 11, 13, 14, 15, 16, 23, and 24 — shall survive any termination.

20. Delays & Availability

The Site may be subject to limitations, delays, failures, and other problems inherent in the use of the internet and electronic communications. Franklyns Bay LLC is not responsible for any delays, failures, or other damage resulting from such problems. We do not guarantee that the Site will be available at any particular time or free of errors.

21. User Feedback

We welcome your comments about our Site and Service. However, our policy does not permit us to accept unsolicited creative ideas, business proposals, or product suggestions. Any Feedback you voluntarily submit becomes the sole property of Franklyns Bay LLC as described in Section 10. We are not obligated to keep Feedback confidential, compensate you for it, or respond to it.

22. Disclosure & Business Transfer

As Franklyns Bay LLC develops its business, it may sell or purchase assets, merge with another company, or be acquired. In such transactions, User data — including Submission information — is generally one of the transferred business assets. You hereby consent to the transfer of your information as part of any such transaction, to be used for any purpose consistent with these Terms.

We may also disclose your information when required by law, court order, or governmental authority, or when we believe in good faith that such disclosure is necessary to protect our rights, your safety, or the safety of others.

23. Copyright & DMCA

All Copyright Materials on this Site are the exclusive property of Franklyns Bay LLC and/or its licensors and are protected by applicable copyright law. Unauthorized reproduction or use is prohibited.

In accordance with the Digital Millennium Copyright Act of 1998 (17 U.S.C. § 512), we will respond promptly to notices of claimed copyright infringement submitted to our designated agent. To file a notice of infringement, please provide our designated agent with a written notification containing:

1. A physical or electronic signature of the copyright owner or authorized representative
2. Identification of the copyrighted work claimed to have been infringed
3. Identification of the infringing material and its location on our Site
4. Your contact information (address, telephone number, and email address)
5. A statement of good faith belief that the use is not authorized by the copyright owner, its agent, or the law
6. A statement, under penalty of perjury, that the information in the notice is accurate and that you are authorized to act on behalf of the copyright owner

DMCA notices should be sent to: [email protected] — Attn: DMCA Agent, Franklyns Bay LLC, Crystal River, FL 34428.

24. Governing Law & Dispute Resolution

Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Informal Negotiations: Before initiating any formal legal proceeding, you agree to contact us at [email protected] and attempt to resolve the dispute informally for a period of sixty (60) days from the date written notice is received. Your notice must include your name and contact information, a detailed description of the dispute, and the specific relief you are seeking. If we request it, you agree to personally participate in an individualized telephone conference during this period. Compliance with this informal dispute resolution process is mandatory and a prerequisite to commencing arbitration. Any applicable statute of limitations shall be tolled during this period.

Binding Arbitration: If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or your use of this Site — including disputes arising from product purchases or installer engagements based on information from this Site — shall be finally resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, rather than in court. The arbitrator shall apply Florida law. The arbitration shall take place in Citrus County, Florida, or at such other location as the parties mutually agree. The arbitrator's decision shall be in writing and shall be final and binding.

Arbitration Format: Arbitration hearings will be conducted by videoconference by default, unless both parties agree in writing to an alternative location. If an in-person hearing is required, it will take place in Citrus County, Florida, or at a location mutually agreed by the parties.

Arbitration Opt-Out: You have the right to opt out of this arbitration agreement by sending written notice of your decision to: Franklyns Bay LLC, Crystal River, FL 34428, postmarked within thirty (30) days of first using this Site or agreeing to these Terms. Your opt-out notice must include your name, contact information, and a clear statement that you wish to opt out of arbitration. Opting out does not affect any other provision of these Terms.

Class Action Waiver: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AND FRANKLYNS BAY LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR OUR INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. The enforceability of this Class Action Waiver shall be determined by a court, not an arbitrator. If the Class Action Waiver is found unenforceable, the entire arbitration agreement shall be null and void.

Mass Arbitration: If twenty (20) or more similar claims are asserted against Franklyns Bay LLC by the same or coordinated counsel, the parties agree to a staged bellwether process in which five (5) cases per side shall be selected to proceed first in individual arbitration. The remaining cases shall not be filed until the initial cases are resolved. This process continues until all coordinated claims are adjudicated or resolved. A court shall have authority to enforce this provision and to enjoin mass filing of arbitration demands.

Frivolous Claims Certification: Any party initiating arbitration certifies that the claim is not being presented for any improper purpose such as harassment or needless delay, that the legal contentions are warranted by existing law or a nonfrivolous argument, and that the factual contentions have or will have evidentiary support.

Exceptions: Either party may bring an individual action in small claims court. Either party may seek emergency injunctive or equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement or misappropriation of intellectual property rights.

Venue for Non-Arbitrated Matters: For any matters not subject to arbitration, you consent to the exclusive personal jurisdiction and venue of the state and federal courts located in Citrus County, Florida.

Applicable States: Users in all states are subject to these Terms and this arbitration provision. Users are responsible for compliance with all laws applicable in their own state.

Severability of Arbitration Provision: If any portion of this Section is found illegal or unenforceable, that portion shall be severed and the remainder shall remain in full force and effect, except that if the Class Action Waiver is found unenforceable, the entire arbitration agreement shall be null and void.

Future Changes: If we make any future changes to this arbitration agreement, you may reject such changes by sending written notice to us within 30 days of the change, preserving the prior version for your disputes.

Improper Court Filing: Any claim or dispute that is required to be arbitrated under these Terms must not be filed in any court. If you file a claim in court in violation of this arbitration agreement, and after written notice from us you fail to withdraw such claim, Franklyns Bay LLC may recover reasonable attorneys' fees and costs up to $2,500 incurred in enforcing this arbitration agreement.

Time Limitation on Claims: YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO YOUR USE OF THIS SITE OR THESE TERMS MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE, OR IT WILL BE FOREVER BARRED AND VOID. CLAIMS BROUGHT AFTER THIS ONE-YEAR PERIOD ARE VOID AND WILL NOT BE CONSIDERED UNDER ANY CIRCUMSTANCES.

25. Miscellaneous

Notice for California Residents: Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: If you have a question or complaint regarding this Site, please contact us at [email protected]. California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at (916) 445-1254 or (800) 952-5210.

Confidential Voluntary Resolution: In the event that Franklyns Bay LLC, in its sole and absolute discretion, voluntarily agrees to provide any form of assistance, credit, or compensation in connection with any dispute or complaint, such resolution and any associated agreement shall be treated as confidential by all parties and shall not be disclosed to any third party. Any voluntary resolution by Franklyns Bay LLC constitutes a full and final release of all related claims and does not constitute an admission of liability.

No Modification by Agents or Employees: No person, entity, or agent — including any affiliate partner, advertiser, or employee or representative of Franklyns Bay LLC — has authority to alter, waive, or modify any provision of these Terms. Any purported oral or written modification of these Terms by any such person is void and unenforceable. Only a written amendment to these Terms posted on this Site by Franklyns Bay LLC constitutes a valid modification.

Survival of Terms: The following provisions of these Terms shall survive any termination or expiration of your use of this Site or these Terms: Section 13 (Disclaimer of Warranties), Section 14 (Limitation of Liability), Section 15 (Indemnification), Section 15a (Release of Claims), Section 16 (Liquidated Damages), Section 24 (Governing Law and Dispute Resolution), and all disclaimers, limitations, and intellectual property provisions set forth herein.

Force Majeure: Other than payment obligations, neither Franklyns Bay LLC nor you will be liable to the other for any delay or failure in performance under these Terms arising out of a cause beyond our or your control and not otherwise due to breach, fault, or negligence. Such causes include but are not limited to fires, floods, hurricanes, tornadoes, earthquakes, strikes, unavailability of utilities, blackouts, epidemics, pandemics, acts of declared or undeclared war, acts of regulatory agencies, or other disasters or events of nature.

Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and Franklyns Bay LLC regarding your use of this Site and supersede all prior agreements, representations, and understandings, whether written or oral.

Severability: If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, and all remaining provisions shall remain in full force and effect.

No Waiver: Our failure to enforce any right or provision of these Terms at any time shall not constitute a waiver of that right or provision or of our right to enforce it in the future.

No Agency or Partnership: No joint venture, partnership, employment, or agency relationship exists between you and Franklyns Bay LLC as a result of these Terms or your use of this Site.

No Assignment by User: You may not assign or transfer your rights or obligations under these Terms without our prior written consent. Any attempted assignment without consent is void. We may assign our rights and obligations freely without restriction.

Notices: We may provide notices to you via email, posting on the Site, or regular mail. Notices to us must be sent by first class certified mail to: Franklyns Bay LLC, Crystal River, FL 34428, or by email to [email protected].

Survival: Sections 10, 11, 13, 14, 15, 16, 22, 23, 24, and 25 shall survive termination of these Terms or your use of the Site.

Third-Party Beneficiaries: You acknowledge and agree that each of the Released Parties defined in Section 14 shall be an intended third-party beneficiary of these Terms.

26. Images & Illustrative Content

Illustrative Purposes Only: Photographs, images, graphics, and visual content appearing on this Site — including hero images, product images, installation photos, and any other visual depictions of hurricane shutters, homes, or storm protection — are used for illustrative and informational purposes only. They do not necessarily represent actual products available for purchase, actual installation results, or actual storm scenarios.

AI-Generated and Stock Images: Some images on this Site may be generated using artificial intelligence tools or sourced from stock image libraries. Such images are provided solely to illustrate concepts related to hurricane shutters, storm protection, and related topics. They are not representations of real products, real installations, or actual performance outcomes unless explicitly identified as such.

No Endorsement: The appearance of any image on this Site does not constitute an endorsement, testimonial, or guarantee regarding any product, installer, or outcome. Before purchasing any product, you should independently verify current specifications, availability, and pricing with the manufacturer or retailer.

Third-Party Image Rights: All images are used in accordance with applicable licensing terms. If you believe any image on this Site infringes your intellectual property rights, please contact us immediately at [email protected] with the subject line "Image Rights Concern" and we will promptly investigate and take appropriate action.

AI-Assisted Content Generation

Some or all of the written content on this Site — including shutter cost guides, state-specific information, product comparisons, buyer guides, and other informational articles — was created with the assistance of artificial intelligence tools. Such content is based on general industry knowledge, publicly available information, and editorial judgment, and represents our independent expression of that information. We do not represent that AI-assisted content was generated by scraping, copying, or reproducing the specific creative expression of any third party. Any factual information contained in our content (such as cost ranges, shutter materials, or storm protection statistics) reflects general industry knowledge that is not subject to copyright protection.

AI Output Accuracy Disclaimer: To the extent any content on this Site was generated using artificial intelligence tools, Franklyns Bay LLC has not independently verified the accuracy, completeness, or reliability of such AI-generated output. AI-generated content may be inaccurate, incomplete, outdated, or inappropriate for your specific situation. All AI-generated content is provided for general informational purposes only and should not be relied upon as a substitute for professional installation advice, insurance guidance, or legal counsel. You assume all risk arising from your reliance on any AI-generated content on this Site.

If you believe any specific content on this Site reproduces your copyrightable expression, please contact us at [email protected] with the subject line "Content Rights Concern" and we will promptly review and take appropriate action.

27. Contact Us

Questions, concerns, or notices regarding these Terms should be directed to: