South Carolina building codes & insurance rules
SCWHUA
SC Wind & Hail Underwriting Assoc. โ covers coastal properties
IBHS ranking
SC ranked 3rd in the nation for building code strength
Top counties
Beaufort (Hilton Head), Charleston, Horry (Myrtle Beach), Georgetown
Price gouging law
Code ยง39-5-145 โ unfair trade practice penalties
Top shutter type
Accordion and storm panels most common
Hurricane history
Hugo (1989) and Dorian (2019) caused major coastal damage
Everything South Carolina homeowners need to know
Hilton Head Island's shutter market is driven heavily by the vacation and retirement home segment. Because many properties are occupied seasonally, permanently mounted shutters that don't require manual deployment โ accordion or roll-down โ are strongly preferred by property managers and absentee owners.
2026 installed prices in South Carolina
Prices below reflect 2026 quotes from licensed contractors operating in South Carolina. Coastal county prices are typically 10โ20% higher than inland areas due to salt-air material requirements and higher labor demand.
| Shutter type | Price range | Best for |
|---|---|---|
| Storm Panels | $15โ$30 / sq ft | Budget-conscious, any opening size |
| Accordion Shutters | $26โ$35 / sq ft | Permanent, fast deployment |
| Roll-Down Shutters | $45โ$100 / sq ft | Maximum protection, clean look |
| Bahama Shutters | $18โ$32 / sq ft | Decorative, windows only |
| Colonial Shutters | $20โ$35 / sq ft | Historic homes, classic look |
| Hurricane Screens | $20โ$40 / sq ft | Lanais, large openings |
| Impact Windows | $40โ$100 / sq ft | No-deployment, permanent |